So Telcos Want to Become Banks—Now What? Rethinking the Future of Retail Banking in Africa
So Telcos Want to Become Banks—Now What? Rethinking the Future of Retail Banking in Africa By 2023, MTN Mobile Money
Continue readingSo Telcos Want to Become Banks—Now What? Rethinking the Future of Retail Banking in Africa By 2023, MTN Mobile Money
Continue readingDecoupling SIM Cards from Mobile Money: A Critical Path for Smaller Operators to Compete?
In many African markets, including Ghana and Kenya, mobile money remains tightly coupled to SIM card ownership. Your phone number is your wallet. While this integration worked brilliantly to drive initial adoption, it has also cemented the dominance of major telecom providers who control both mobile connectivity and financial access.
But what if we rethought this model? What if smaller mobile money operators could decouple SIM registration from mobile wallet ownership — allowing customers to use their services without first becoming phone service subscribers?
MTN, Africa’s leading mobile telecommunications company, has a significant footprint across the continent, with operations in multiple countries including
Continue readingTitle: The Case for Third Deputy Governor for Technology and Innovation at the Bank of Ghana: Amending the Bank of
Continue readingThe “GSMA State of the Industry Report on Mobile Money 2024” underscores mobile money’s critical role in global financial inclusion, notably in Sub-Saharan Africa with 548 million accounts driving significant GDP growth. West Africa’s boom in mobile money, spurred by innovative regulations and non-MNO services, contrasts with East Africa’s MNO-led model. Use cases are expanding beyond transactions to remittances and merchant payments, fueling economic development. Technological advances and regulation prompt this sector’s promising future, offering transformative potential especially in underbanked regions.
Continue readingVodacash( Vodafone Mobile Money product is still in beta) and Airtel cash is a more established Mobile Money product . Please
Continue readingMobile Money is an interest of mine and so it has been a thing of pride for me that when
Continue readingI would like to point out before you start reading the post, dear reader, that my thoughts are mine and
Continue readingAwesome Women and Men in Technology i have met in 2013 Enyonam Kumahor I met or rather interrupted her
Continue readingOn Sunday whilst driving on the Spintex Road past the Mall, I decided it would be interesting to try the
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