Category: Consulting

Tokenisation Is Coming to Financial Sector Boardrooms. Are Directors Asking the Right Questions?

At the Africa Virtual Asset Summit 2026, convened by Ghana’s Securities and Exchange Commission (SEC), I joined a panel discussing tokenisation, investor protection and the capabilities financial institutions need as digital assets become part of mainstream finance.
I approach this conversation from the perspective of someone who has worked on both sides of technology adoption. I helped deploy mobile money at Vodafone Ghana, and today I serve on financial-sector boards and chair technology committees. I have seen how a promising technology becomes a product that institutions must deliver, manage and remain accountable for. That experience shapes the question I bring to discussions about tokenisation: What will the board be asked to approve? If your institution decides to use tokenisation to issue, sell or manage financial assets, do you understand what you are approving, what could go wrong, and who will be accountable if it does?

Continue reading

Africa’s AI Ambition Has an Electricity Bill. Who Should Pay It?

Africa Wants to Be an AI Economy. Who Pays for the Electricity to Power It?
We have learned to applaud the wrong number.
A minister stands beside an executive. A figure with nine zeros glows on the screen behind them. The photographs are taken. The headline almost writes itself: another billion-dollar technology investment is coming to Africa.
And perhaps we should applaud. Africa needs more data centres, more compute and more of the infrastructure that will allow our businesses and governments to participate seriously in the AI economy.
But I think we are focusing on the wrong electricity question.
The obvious conversation is already happening: AI needs enormous amounts of power, and Africa needs to generate more electricity if it wants to compete.
I am interested in the question underneath that one.
What if the electricity demand created by Africa’s AI boom is not merely another infrastructure cost to finance, but a new economic asset we can use?

Continue reading

Ethel Cofie Moderates Stable Coin Roundtable with 4 Cental Banks Across Africa

Two weeks ago, Ethel Cofie had the privilege of moderating a Central Banks’ Roundtable on stablecoins with senior representatives from four African central banks: Mr. Gallington Mawire, Deputy Director of Financial Markets at the Reserve Bank of Zimbabwe; Mr. Isaac Muhanga, Chief Operations Officer at the Bank of Zambia; Mr. Jimmy Apaa, Director of Financial Markets at the Bank of Uganda; and Dr. Yamungu Kayandabila, Deputy Governor for Economic and Financial Policies at the Bank of Tanzania.

Continue reading