Tag: emerging markets

What Ghana’s AI Policy Could Learn from Rwanda, Senegal, and Egypt

Ghana Cannot Afford to Delay: Lessons from Rwanda, Senegal, and Egypt for a National AI Policy
Artificial Intelligence (AI) is no longer a distant aspiration.
It is fast becoming the most critical driver of productivity, competitiveness, and governance transformation.
The African Union estimates that AI and other Fourth Industrial Revolution technologies could add $1.3 trillion to Africa’s GDP by 2030 (PwC, 2022).
Yet, as this opportunity emerges, African nations are not moving at the same speed.
Ghana has pockets of excellence—research groups, private sector pilots, and enthusiastic startups—but it has no comprehensive, resourced national AI strategy.
This is not just a gap. It is a risk.
As the Ministry of Communications and Digitalisation, NITA, and other stakeholders begin conversations about a future AI policy, Ghana has an opportunity to learn from the deliberate and well-funded strategies of three African peers: Rwanda, Senegal, and Egypt.

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The New Bank Of Ghana Corporate Governance Rules Signals a Call to Maturity for Fintech’s by the Regulator(..Is this an Africa Trend ?)

In June 2025, the Bank of Ghana released its Corporate Governance Guidelines for Payment Service Providers. At first glance, it might seem like just another compliance update—but read between the lines, and you’ll see something deeper.
This is a call to leadership.
These guidelines don’t merely set minimum standards. They signal the central bank’s expectation that Ghana’s digital finance sector is no longer in its experimental phase. It is systemically important. And with that importance comes accountability, transparency, and—most importantly—governance maturity.
Ghana is not alone. Across Africa, fintech is growing up—and regulators are making it clear: scale must now be matched with structure.

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Africa’s Digital Sex Economy is quietly growing and investors are funding it : Size, Trends, and the New Hustle

Africa’s Digital Sex Economy is quietly growing and investors are funding it : Size, Trends, and the New Hustle
Across Africa’s urban hubs—from Lagos to Johannesburg, Accra to Nairobi—a new economic frontier is quietly booming: the digital sex economy. Once confined to the backstreets and brothels, sex work has now migrated to private screens and subscription platforms. Powered by mobile technology, platforms like OnlyFans, Telegram, WhatsApp, and anonymous digital wallets, a new generation of African women (and some men) is reimagining how sexual labor is marketed, monetized, and consumed.

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Making the Case for Open Banking in Ghana: A Strategic Imperative for the Bank of Ghana

A New Way to Power Finance in Ghana Imagine being able to use a single mobile app to see your bank accounts, mobile money wallets, savings, insurance, and even your loan eligibility—all in one place, in real-time. Now imagine that app recommending the best savings plan or offering a better loan deal from a different bank with just a few clicks. That is the power of Open Banking.

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Taxing Big Tech in Africa: A Necessary Move, But Are We Killing Our Own Digital Growth?

Taxing Big Tech in Africa: A Necessary Move, But Are We Killing Our Own Digital Growth?
In recent years, African governments have been looking for ways to tax non-resident tech giants—companies like Amazon, Google, and Meta—who generate billions in revenue from African consumers but contribute little in taxes to the local economy. On the surface, this seems like a fair move. After all, if these companies are making money in our markets, shouldn’t they pay their fair share?
But here’s the problem: If not done carefully, these digital taxes could hurt the very businesses and digital ecosystems African governments are trying to grow.
Let’s break it down.

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