Author: ethelcofie

Reevaluating the European Union’s Influence on Africa’s Tech Policy Landscape

Posted on July 22, 2024January 9, 2025 by ethelcofie

The European Union is significantly influencing Africa’s digital transformation through funding, training, and regulatory support. While beneficial, concerns arise about policy suitability for Africa’s unique context. EU initiatives in infrastructure, skills, and cybersecurity are highlighted, alongside recommendations for Africa to adopt more flexible, locally adapted tech policies and learn from global best practices.

My Comparative Analysis of the Ghana Security Exchange Commission’s 2024 Crowdfunding Guidelines: Lessons from Africa and Emerging Markets

Posted on June 21, 2024January 9, 2025 by ethelcofie

My Comparative Analysis of the Ghana Security Exchange Commission’s 2024 Crowdfunding Guidelines: Lessons from Africa and Emerging Markets The Securities

Why 100K of My Followers Lied……

Posted on June 19, 2024 by ethelcofie

A recent social media poll showed 80% of respondents preferred earning $1 million while their friends earned $2 million, implying a focus on absolute income. However, research by Solnick and Hemenway (1998) reveals people value relative income more, preferring to earn less if it means they earn more than their peers. This has implications for workplace satisfaction, social media influencer dynamics, and housing market choices. Understanding relative income’s influence can help improve job satisfaction, societal well-being, and create fairer economic policies.

The Sachetization of Products:The FMCG Way of Serving the Underserved in Emerging Markets , Lessons for Digital Products?

Posted on June 12, 2024June 12, 2024 by ethelcofie

The concept of “sachetization” refers to packaging products in small, affordable quantities to improve access for low-income consumers, particularly in emerging markets. Beyond consumer goods, this strategy can apply to digital products, promoting frugal innovation, digital inclusion, community empowerment, and resilience by making services accessible to marginalized communities.

Arrange your 1 on Advisory Conversation with Ethel Cofie

Posted on June 11, 2024June 11, 2024 by ethelcofie

I’m setting up 45-minute sessions, available once a week, in response to recent requests. Book your session, receive an automated email with a payment link, and secure your spot upon payment confirmation. This ensures committed participants. Topics include career transitions, leadership, personal branding, board seats, and most non-tech professional topics.

Innovating Beyond the Product: Lessons from Industry Leaders

Posted on June 4, 2024June 4, 2024 by ethelcofie

Innovating Beyond the Product: Lessons from Industry Leaders In today’s fast-paced market, product innovation isn’t always feasible, especially in industries

The State of Venture Capital and Private Equity in Ghana: Unveiling the Future

Posted on May 28, 2024May 28, 2024 by ethelcofie

The State of Venture Capital and Private Equity in Ghana: Unveiling the Future Introduction: The venture capital (VC) and private

Could MTN Offering Cross Border Payments do more for Intra Africa Trade than the Africa Continental Free Trade Agreement Payment Platform?

Posted on April 24, 2024January 9, 2025 by ethelcofie

MTN, Africa’s leading mobile telecommunications company, has a significant footprint across the continent, with operations in multiple countries including

Is there a Case for Third Deputy Governor for Technology and Innovation at the Bank of Ghana ? and No i am not pitching myself for the job!

Posted on April 16, 2024January 9, 2025 by ethelcofie

Title: The Case for Third Deputy Governor for Technology and Innovation at the Bank of Ghana: Amending the Bank of

The State of Mobile Money in Africa 2024,it’s evolving use cases and a couple of tough questions

Posted on April 8, 2024January 9, 2025 by ethelcofie

The “GSMA State of the Industry Report on Mobile Money 2024” underscores mobile money’s critical role in global financial inclusion, notably in Sub-Saharan Africa with 548 million accounts driving significant GDP growth. West Africa’s boom in mobile money, spurred by innovative regulations and non-MNO services, contrasts with East Africa’s MNO-led model. Use cases are expanding beyond transactions to remittances and merchant payments, fueling economic development. Technological advances and regulation prompt this sector’s promising future, offering transformative potential especially in underbanked regions.